Personal & Business Accounts

Basic Checking Account:

  • $100 Minimum Opening
  • Monthly Statement with Images
  • Unlimited Checks
  • No Service Charge with a Month-to-Date average balance of $600.00 or Above.

The following charges will apply if average balance is:

$500 - $599     $3.00
$400 - $499     $4.00
$300 - $399     $5.00
$200 - $299     $6.00
$000 - $199     $7.00

Free Checking Account:

  • $100.00 Minimum Opening Deposit
  • Unlimited check writing
  • Monthly Statement (No Images*)
  • No Minimum Balance Required
  • No Monthly Service Charge

*    Copies of checks as needed/$.50 per copy

Bonus Checking Account

  • $100.00 Minimum Opening Deposit
  • Unlimited Checks
  • Monthly Statement with Images
  • No Minimum Balance

Pay one set service charge per month and receive free or discounted bank services, free printed checks, nationwide discounts, prescription card, credit card protection, accidental death or dismemberment insurance and other valuable benefits.  Ask your new account representative for more details.

The service charge is $8.50 per month.  Seniors, age 60 and over pay only $3.00 per month. .

Express Account

  • $100.00 Minimum Opening Deposit
  • Must receive Monthly Direct Deposit to Qualify
  • Monthly Statement with Images
  • $1.50 per Month Service Charge with 10 Free Withdrawals per Month
  • A 10 cent per Item Fee will be Charged if you exceed 10 withdrawals

NOW Checking Account

  • $100.00 Minimum Opening Deposit
  • Monthly Statement with Images

This account is an interest bearing checking account.  Interest is paid monthly and credited to the account.  The interest rate is variable and is subject to change.  If you close the account before the next monthly statement is made, you will forfeit interest accrued during the month. 

If month-to-date average balance falls below $1,000.00 a service charge of $10.00 will be imposed and a per-item charge of $0.25 will be charged for each debit transaction.

SUPER NOW Checking Account

  • $100.00 Minimum Opening Deposit
  • Monthly Statement with Images

This account is an interest bearing checking account.  Interest is paid monthly and credited to the account.  The interest rate is variable and is subject to change.  If you close the account before the next monthly statement is made, you will forfeit interest accrued during the month. 

If month-to-date average balance falls below $2,500.00 a service charge of $10.00 will be imposed and a per-item charge of $0.25 will be charged for each debit transaction and the interest rate will fall to the NOW Checking rate.

Money Market Deposit Account

  • $2,000.00 Minimum Opening Deposit
  • Monthly Statement with Images
  • No Monthly Service Charge
  • 6 Free Withdrawals per Statement Cycle, $6.00 per Withdrawal after 6.

This account is an interest bearing checking account.  Interest is paid monthly and credited to the account.  The interest rate is variable and is subject to change. 
If you fail to maintain a month-to-date average balance of $2,000.00, the interest rate will fall to the NOW Checking rate.  If you close the account before the next monthly statement is made, you will forfeit interest accrued during the month.

Savings Account

  • $50.00 Minimum Opening Deposit
  • Quarterly Statement
  • 3 Free Withdrawals per Quarter, $2.00 per Withdrawal after 3

Interest is accrued daily and paid to the account at the end of each quarter.  If you close the account before a quarter ends, you will forfeit interest accrued during that quarter. 

If you fail to maintain an average balance of at least $300.00 during a one quarter period, a quarterly charge of $3.00 will be assessed. 

Business/Commercial Account

  • $100.00 Minimum Opening Deposit
  • Monthly Statement with Images
  • No Monthly Service Charge with a Month-to-date average balance of $2,500.00

The following charge will apply if average balance is:

$2,000.00  -     $2,499.99        $7.00
$1,200.00  -     $1,999.99        $8.00
$800.00     -     $1,199.99        $9.00
$501.00     -     $799.99           $10.00
$000.00     -     $500.99           $11.00

If over 100 checks written during a statement cycle, a fee of $0.15 cents per check will be charged beginning with the 101st check.

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